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Personal Debt Reduction Tips from Leo Quinn
Forget Thinking Outside the Box - GET Outside the Box
by Leo Quinn
I happened to overhear a conversation the other day between two men…
Young man has started learning about real estate investing. He has read
books and attended seminars put on by some gurus who make more money
selling information about real estate investing than they do investing
in real estate BUT at least he is taking the initiative to learn more.
This is more than most people will do.
Old man owns his home. Young man wants to buy real estate as an
investment….apartment buildings, office buildings…that type stuff. Old
man has no experience in this area. During the conversation old man says
to young man…"are you doing anymore of that real estate nonsense?"
By "nonsense" I know old man was referring to attending the "get rich
quick" type seminars and not a condemnation of real estate investing.
BUT it came across as a condemnation of the young man’s process of
educating himself about something new...something that could improve his
life and the lives of his family.
Unfortunately, you probably have people like that in your life. You may
BE a person like that in someone else’s life. People in your "box" don’t
want you getting out!
You know the type. Negative about any attempt you might make to improve
your life…to be different…to stand out….to be more successful than they
are.
I heard a great analogy for this by attending a free investment seminar.
I knew this guy would be advocating some risky financial moves but I
figured since I was in the seminar giving business myself, that I might
be able to learn something useful. I did.
The people you associate with most are probably just like you. You have
similar educational backgrounds, families and incomes.. You live in
houses and drive cars of similar value. You attend the same church…your
kids attend the same schools…you shop in the same stores. You get the
idea.
One could say you are in the same "box" or rut.
The analogy continues...
Unfortunately, the "instructions" on how to get out of your "box" are
posted on the "outside" of your "box" where you can’t read them. You’ll
need the help of someone who has already made it out, to "read" you the
instructions so you can get out too.
It’s not enough to get that help though. You’ll probably have to deal
with your "boxmates" who would rather you stick around to keep them
company in their sad little "box."
In listening to the conversation between old man and young man I
immediately flashed on the image of young may starting to climb out of
the box and old man reaching up and grabbing him by the belt to pull him
back in.
Sad but all too common I’m sure. If any of this sounds familiar you
might have some hard decisions to make.
If completely getting rid of a negative person from your life is not
possible (spouse, relative, employer) then you might have to clam up
about your goals, dreams and desires. Discuss them only with people who
will support you or preferably with people who have already done what
you want to do.
Author Dan Kennedy has coined the phrase "mediocre majority" to describe
most people. This is a group you want to avoid.
So, no matter what you want to accomplish, be it changing your life to
get out of debt…starting a business…going back to school (imagine at
your age!)…investing in real estate…mystery shopping…losing
weight…taking piano lessons or anything else, simply get started and
keep the pie hole shut! (salad hole if losing weight)
Good luck!
About the Author:
Leo J. Quinn, Jr. is a financial educator from the Albany, NY area. For
the last eight years he has been stunning audiences by showing them that
paying off their highest interest rates debts first and/or paying extra
on more than one debt is often the SLOWEST way to get rid of those
debts. He has a
special offer for Momscape readers here.
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